Plans For Now is a local Kentucky insurance agency owned by Howard Fryman. Howard specializes in helping individuals, families, and veterans with Medicare and Insurance planning. As an independent agent, he works with the major insurance companies so he can offer his clients appropriate coverage for them. His clients are located all across Kentucky, giving him a great feel for the financial landscape. Howard designs plans with a focus on your long-term gameplan, which he combines with personalized insurance advice aimed at helping his clients make better-informed decisions.
Before choosing a plan we want to be sure you know the difference between your many Medicare plan options.
Protect What Matters Most!
We offer a variety of solutions such as insurance, estate, legal, and financial planning.
I am a life member of The Marine Corps League and Sons of the American Legion. I have worked extensively with veterans and veteran organizations.